StakesPH Terms and Conditions — Know the Rules Before You Play

These Terms and Conditions ("Terms") govern your access to and use of the StakesPH online gaming platform, available at stakesph.app, including all games, services, promotions, and features offered through the platform (collectively, the "Service"). By accessing, registering, depositing funds, or placing any wager on StakesPH, you confirm that you have read these Terms in full, that you understand them, and that you agree to be legally bound by them.

These Terms apply to all users of StakesPH — registered players, visitors, and anyone who accesses any part of the platform, whether from a mobile device, desktop browser, or any other access method. If you are using the platform on behalf of another person, you represent that you have the authority to bind that person to these Terms.

StakesPH may update these Terms from time to time. Continued use of the platform after any update constitutes your acceptance of the revised Terms. We will always notify registered players of material changes via the email address on file with your account and by posting an updated version of these Terms on this page with a revised "last updated" date.

To register and maintain an account at StakesPH, you must satisfy all of the following eligibility requirements at all times:

• You are at least 21 years of age — the minimum legal age for gambling participation in the Philippines under applicable law.
• You are physically located within the Philippines at the time of registration and when placing bets or accessing the Service.
• You are not listed on any self-exclusion register or excluded from gambling by a court order or regulatory authority.
• You are acting on your own behalf, for personal recreational purposes only.
• You are not a current employee, contractor, director, officer, or agent of StakesPH, nor are you an immediate family member (spouse, parent, child, or sibling) of any such person.
• You do not already hold an existing StakesPH account. Only one account per individual is permitted.

StakesPH reserves the right to request proof of eligibility at any time. Failure to satisfy eligibility requirements — or to provide satisfactory proof when requested — may result in account suspension and forfeiture of outstanding balances, subject to applicable legal requirements.

To access the full range of StakesPH services, you must register a player account. When registering, you agree to provide accurate, complete, and current information including your full legal name, date of birth, Philippine mobile number, and a valid email address. You must update this information promptly if it changes.

Each individual may only hold one registered account on StakesPH. Attempting to register multiple accounts — whether under the same or different names, email addresses, or devices — constitutes a material breach of these Terms and may result in the permanent closure of all associated accounts and forfeiture of any balances.

You are responsible for maintaining the confidentiality of your login credentials. You must not share your password with any other person. Any activity that occurs under your account credentials is your responsibility. StakesPH will never ask for your full password via email, chat, or telephone.

KYC Verification: StakesPH is required to verify the identity of all players as part of its Know Your Customer (KYC) obligations. You may be required to submit a government-issued ID (such as a Philippine passport, SSS card, or PhilSys national ID), proof of address (such as a utility bill or bank statement dated within the last three months), and proof of payment method ownership before certain withdrawal thresholds are processed. Providing false or misleading documents is a criminal offence under Philippine law.

All financial transactions on StakesPH are denominated in Philippine Peso (PHP ₱). The minimum deposit amount is ₱100. StakesPH does not charge fees on deposits, though your payment provider may impose their own transaction charges.

Accepted deposit methods currently include: GCash, Maya, GrabPay, Coins.ph, InstaPay, PESONet, BDO/BPI/UnionBank online banking, and Visa/Mastercard debit and credit cards. Methods are subject to change — the current available list is always shown on the deposit page within your StakesPH account.

Deposits are credited to your StakesPH balance as soon as the payment is confirmed by your payment provider. For e-wallet methods (GCash, Maya), this is typically instant. For bank transfers via InstaPay, crediting usually occurs within 30 minutes. For PESONet transfers, allow up to one banking day.

• You may only deposit funds that belong to you and that you are legally entitled to use.
• StakesPH does not accept third-party deposits. The name on your payment method must match the name registered on your StakesPH account.
• Deposits made using stolen, unauthorised, or disputed funds will result in immediate account suspension and referral to Philippine law enforcement.
• StakesPH reserves the right to refuse or reverse any deposit that appears fraudulent or that cannot be verified.

The minimum withdrawal amount at StakesPH is ₱200. There is no maximum withdrawal limit for verified accounts. Unverified accounts are subject to a maximum cumulative withdrawal of ₱20,000 before KYC verification is required.

StakesPH targets the following processing timelines: GCash and Maya — within 30 minutes of approval; InstaPay — within 1 hour; bank transfer (BDO, BPI, UnionBank) — 1 to 3 banking days. Processing times may be extended during peak periods or if additional verification is required.

Withdrawals will only be processed to the same payment method used for your most recent deposit, except where that method does not support outgoing transfers (such as some prepaid cards), in which case StakesPH will process to a verified GCash or bank account in your name.

• All outstanding wagering requirements on active bonuses must be completed before bonus-derived funds can be withdrawn.
• Requesting a withdrawal while a bonus is active will result in forfeiture of the bonus and any wagering progress on that bonus only — your real money balance will be unaffected.
• StakesPH does not charge withdrawal fees. Any charges imposed by your bank or e-wallet provider are the player's responsibility.
• Winnings derived from bets placed during a system error or under circumstances of technical malfunction are voided and not subject to withdrawal.

StakesPH offers various promotions to registered players including, but not limited to, deposit match bonuses, reload bonuses, free spins, cashback offers, birthday bonuses, and referral bonuses. All promotions are subject to the specific terms stated on the respective promotion page, in addition to these general Terms.

Wagering Requirements: Bonus funds must be wagered a specified number of times before they can be converted into withdrawable cash. For the standard welcome bonus, the wagering requirement is 10x the bonus amount. For cashback bonuses, the requirement is 3x. Free spin winnings carry a 5x wagering requirement. The exact requirement for each promotion is always stated on the promotion detail page at StakesPH.

Game Contribution Rates: Most games contribute 100% toward wagering requirements. Some low-house-edge table game variants (specific baccarat and roulette games) may contribute at a reduced rate of 10–20% as stated in the promotion terms. Check each promotion page for the applicable contribution rates.

• Bonuses are intended for individual recreational use only. Bonus abuse — including but not limited to coordinated betting patterns, arbitrage strategies, or use of multiple accounts to claim the same bonus — is prohibited and will result in account suspension.
• Only one deposit-match bonus can be attached to a single deposit transaction.
• StakesPH reserves the right to modify, suspend, or withdraw any promotion with reasonable notice. Players who have already claimed an active bonus will be permitted to complete the wagering requirement on the terms at the time of claiming.
• Bonus winnings are capped at 10x the bonus amount unless otherwise stated in the specific promotion terms.

All games offered on StakesPH are sourced from licensed game providers whose products use independently certified Random Number Generator (RNG) technology. StakesPH does not modify game outcomes, alter RTP settings below the provider's published figures, or manipulate any game results in any way. Certified RNG reports from independent testing laboratories are maintained on file and available to regulators upon request.

For live casino games and live Sabong, outcomes are determined by the live game events as they occur in real time — either by certified RNG for virtual events or by the official result declared by the live game host or arena judge for live events. StakesPH does not intervene in or override any live game result.

In the event of a technical malfunction, disconnection, or system error that affects the outcome or recording of a bet, the affected bets will be voided and stakes returned to the player. StakesPH is not liable for winnings that were the result of a verifiable technical error, and reserves the right to correct and recover any funds erroneously credited due to a system fault.

The following activities are strictly prohibited on StakesPH and will result in immediate account suspension and may result in permanent closure and referral to relevant authorities:

• Registering more than one account — under any name, email address, device, or household
• Providing false, misleading, or fraudulent information during registration or KYC verification
• Using stolen, unauthorised, or fraudulently obtained funds for deposits
• Using the platform to launder money or process proceeds of any illegal activity
• Employing automated betting software, bots, scripts, or any software that automates play or gives an unfair advantage
• Exploiting technical bugs, errors, or system vulnerabilities — players who discover a system error are required to report it to StakesPH support immediately rather than exploiting it
• Coordinating with other players to manipulate game outcomes or circumvent bonus terms (collusion)
• Engaging in any form of bonus abuse including creating multiple accounts to claim the same promotion more than once
• Accessing the platform from a jurisdiction where online gambling is prohibited
• Threatening, harassing, or abusing StakesPH staff or other players in any communication channel

StakesPH reserves the right to suspend or close any player account at any time, with or without advance notice, in the following circumstances: breach of these Terms; reasonable suspicion of fraudulent activity; failure to complete KYC verification within a reasonable period; suspected money laundering or other illegal activity; or where required by law or regulatory authority.

Where an account is closed due to a breach of these Terms by the player, StakesPH reserves the right to withhold outstanding balances until any investigation is concluded, and to permanently confiscate balances where the investigation confirms prohibited conduct. Legitimate winnings from bets placed in compliance with these Terms are not forfeited — they are protected pending investigation.

Players may close their own accounts voluntarily at any time by contacting StakesPH support. Upon voluntary closure, any real-money balance in the account (excluding uncleared bonus funds) will be returned to the player's verified payment method within 5 banking days of the closure request being processed. Bonus balances that have not met wagering requirements are forfeited upon voluntary account closure.

StakesPH is committed to responsible gambling. We provide the following tools to all registered players, accessible at any time from the account settings section without requiring support intervention:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit. Increases take 7 days to take effect; reductions are immediate.
• Session Time Limits: Set a maximum session duration. When the limit is reached, you will be automatically logged out.
• Reality Checks: Receive on-screen notifications at regular intervals showing your time on platform and net session result.
• Cooling-Off Period: Take a temporary break from gambling for 24 hours, 48 hours, 1 week, or up to 6 weeks. During this period, you cannot deposit or place bets. The period cannot be shortened once activated.
• Self-Exclusion: Permanently or temporarily exclude yourself from StakesPH. Minimum self-exclusion period is 6 months. Permanent self-exclusion is irrevocable. During self-exclusion, your account is immediately frozen and promotional communications are stopped.

StakesPH will not knowingly allow a self-excluded player to re-register or place bets during their exclusion period. If you believe you have a gambling problem, please visit our Responsible Gaming page for resources and support information specific to the Philippines.

StakesPH collects and processes personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its Implementing Rules and Regulations. By using StakesPH, you consent to the collection and processing of your personal data as described in our Privacy Policy.

We use the personal information you provide — including name, contact details, date of birth, and financial information — for the purposes of account management, identity verification, fraud prevention, regulatory compliance, and providing the Service. We do not sell your personal data to third-party advertisers. Data is retained only for as long as required by applicable law or our operational requirements.

All data transmitted between your device and StakesPH servers is encrypted using industry-standard 256-bit SSL encryption. KYC documents are stored securely with access restricted to authorised compliance personnel only. Players may request access to their personal data or request deletion of non-legally-required data by contacting our support team.

All content on the StakesPH platform — including but not limited to the website design, graphics, logos, game interfaces, software, text, and promotional materials — is the property of StakesPH or its licensed content providers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal recreational purposes only. You may not copy, reproduce, redistribute, modify, create derivative works from, or commercially exploit any element of the StakesPH platform or its content without prior written authorisation from StakesPH.

To the maximum extent permitted by Philippine law, StakesPH and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including losses resulting from: internet connectivity issues beyond our control; technical malfunctions; delays in processing deposits or withdrawals due to payment provider issues; or the outcome of any bet legitimately placed and resolved in accordance with the stated game rules.

StakesPH's total liability to any player in respect of any claim arising from these Terms or use of the Service shall not exceed the total value of funds deposited by that player in the 30 days preceding the event giving rise to the claim, except where Philippine consumer protection law mandates a higher standard.

Nothing in these Terms limits or excludes StakesPH's liability for fraud, gross negligence, wilful misconduct, or any other liability that cannot be excluded under Philippine law.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of the Philippines.

Before initiating any formal legal proceedings, players are encouraged to contact StakesPH support to attempt to resolve the dispute informally. We are committed to responding to all formal complaints in writing within 14 calendar days of receipt and to working in good faith toward resolution.

StakesPH may revise these Terms at any time. When we make material changes — meaning changes that meaningfully affect your rights or obligations as a player — we will notify registered players via email and display a prominent notice on the platform for at least 14 days before the changes take effect. Minor changes (such as formatting corrections or clarifications that do not change the substance of the Terms) may be made without advance notice.

The "last updated" date at the top of this page always reflects when the Terms were most recently modified. Your continued use of StakesPH after the effective date of any revised Terms constitutes your acceptance of the new Terms. If you disagree with any changes, you should stop using the platform and contact us to close your account.

If you have questions about these Terms and Conditions, or if you need to submit a formal complaint, you can reach StakesPH through the following channels:

• Live Chat: Available 24/7 directly within the StakesPH platform — the fastest way to reach us for most account and gameplay questions.
• Email: support@stakesph.app — for formal complaints, account closure requests, data subject access requests, and KYC queries. We aim to respond within 48 hours.

For responsible gaming concerns and self-exclusion requests, visit our Responsible Gaming page. For general platform rules and common questions, visit our FAQ page.